Housing Counselor Certification (HUD) Practice Exam

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Which program aims to assist low-income families in obtaining affordable rental housing?

Section 8 Housing Voucher Program
Community Development Block Grant Program
Home Investment Partnership Program
Low-Income Home Energy Assistance Program

The correct answer is: Section 8 Housing Voucher Program

The Section 8 Housing Voucher Program is designed specifically to assist low-income families, the elderly, and individuals with disabilities in securing affordable rental housing. This program provides financial assistance in the form of housing vouchers that can be used to rent homes in the private market. Participants typically pay a portion of their income towards rent, while the voucher covers the remainder, ensuring that tenants can find housing that meets their needs and financial abilities. The other programs mentioned serve different purposes. The Community Development Block Grant Program primarily supports community development activities to benefit low- and moderate-income individuals but does not directly provide housing assistance. The Home Investment Partnership Program focuses on creating affordable housing opportunities through financial assistance to local governments, emphasizing the development and rehabilitation of rental and homeownership housing. The Low-Income Home Energy Assistance Program offers help with energy bills, not rental assistance, and is aimed at reducing energy insecurity rather than providing affordable housing directly.